<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Blog | Cypher</title><description>Insights, guides, and updates from the Cypher team on Web3 payments, crypto cards, and the future of decentralized finance.</description><link>https://cypherhq.io/</link><language>en-us</language><item><title>How to Avoid Hidden Currency Conversion Fees When Traveling</title><link>https://cypherhq.io/blog/avoid-dcc-fees-abroad/</link><guid isPermaLink="true">https://cypherhq.io/blog/avoid-dcc-fees-abroad/</guid><description>USD or local currency at checkout? The choice can cost you 5% to 7%. Here&apos;s what happens when you choose each option and how to avoid overpaying abroad.</description><pubDate>Mon, 02 Mar 2026 00:00:00 GMT</pubDate></item><item><title>Cypher: Building the Future of Onchain Payments on Base</title><link>https://cypherhq.io/blog/building-on-base/</link><guid isPermaLink="true">https://cypherhq.io/blog/building-on-base/</guid><description>Cypher is building the infrastructure that makes digital assets truly usable — not just tradable. From seamless everyday spending to community-driven rewards, here&apos;s what we&apos;re building on Base.</description><pubDate>Mon, 09 Feb 2026 00:00:00 GMT</pubDate></item><item><title>Hello, World</title><link>https://cypherhq.io/blog/hello-world/</link><guid isPermaLink="true">https://cypherhq.io/blog/hello-world/</guid><description>We started a blog. Here&apos;s why and what to expect.</description><pubDate>Fri, 06 Feb 2026 00:00:00 GMT</pubDate></item></channel></rss>